1) sometimes the vehicle gets stuck in the wreckage.
2) Having not only the perps' faces but a vehicle and license number on the security cameras makes it more likely that they'll be caught and
3) Here (maybe not there) the consequences of ramming into someone's house or building to rob them can be fatal, hence the lower levels of property crime overall.
I'll see if someone comes up with a generic term for it. Seems like you'd have to be a fairly uncreative criminal idiot to think that was a good idea ....