But just as the tide turns, we are heading into an era of too many living too long, and pensions not meeting the required GDP balance (well, something like that). Us oldies are costing the state dear. If you think flu jabs are beneficial, wait until they become compulsory - then you'll know what they're for!
Relatively, I am more wealthy today than I was aged 19, but being a tenant, and on state pension, that scenario is changing, and come the time when I pop my clogs, the family won't be able to afford a burial. Insurance plans? Like solicitors - there's only one winner in that game.