But take a look at this line graph:
That's my savings over the past five years.
Why am I not making money?
Well, let me walk you through it first. In the beginning, I was working a job that barely paid the bills. Savings hovered around £5-7k.
The beginning of the climb in savings towards the middle of the chart is when I changed jobs. I was making twice as much as in my previous job so things went up considerably.
It reaches a crescendo at about £21,750 in October 2012. Then you see that first big crash. That's when I paid taxes. But I quickly recover and am on the way up again.
Also, I didn't put my cheque into the bank every month so sometimes I'd deposit two months' of cheques in one month. So that explains some of the fluctuating. Because I'd deposit nothing one month and then two cheques the next month.
Then we reach a peak at about £25,000 in December 2014. I pay taxes but it still continues to go down for three months. Why? What was I doing during those three months?
Then it's a continuous downward spiral, a slight increase, then further down reaching a low of about £16,000 in February 2016.
Much of this downward trend is because I stopped working for a few months. Then there was the cost of traveling to Glasow. The moving guy was £500 and I also made a few trips here to look for flats, I stayed in a hotel, whatever. So that explains that. I wasn't working and I was spending a fair amount of money.
But...I don't know. When it finally starts rising again, that's when I moved to Glagsow and started working. It just doesn't seem like I'm saving money. The last little dip is because I paid taxes and I don't think it included my last paycheque.
Actually, when you look at the chart it all makes sense. I thought that I was losing money and was puzzled why I was at £20,000 in savings over the past many years. Don't seem to be accumulating. But it's because I wasn't working for a few months and the costs of moving to Glasgow. A year into working, I'm back up to £20,000.
So had I not come to Glasgow, I'd probably be at £30,000. But it was worth it. I hated that job and I hated London. And what would I do with the extra £5000 anyway?
Should I order some food or go grocery shopping? Where am I going tomorrow? Dumbarton. it's not far but it requires walking to a slightly further train station. I do enjoy stopping at Tesco after work but only if I'm coming from Glasgow Central. I'll just go now. Shouldn't be crowded. And I have to take the garbage out anyway.
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