Covid has changed it a lot. Some banks are still not open to walk into. You even put checks in electronically...which is kind of cool, actually. You take a photo of it, if you have the app. Imagine.
It's interesting, too, that you order restaurant/fast food online, pay for it with your phone, then pick it up.
Some of these changes will 'stick.'
Love All Life; Thank You For Posting! :)