A few weeks ago, i recommended a cctv system on here. I was buying them in at 110 pounds at first, that supplier increased to 129 pounds so i bought from another seller at 117 pounds. The next sale will go up in price and then i will have to look for another seller again.
Back to insurers, all the companies depend on the person on the phone being able to adapt a little. Most of them can alter or waiver after a brief talk with a Manager.
I negotiate every year and get a reasonable deal and they always phone me at renewal time just in case i forget about the letter they have sent a few weeks before.
When the shows open up again, i will ask PJ about this issue. On previous discussions with them at the shows, they have been surprised about some quotes for my bikes, then when they ask if i want a quote, they go through all 4 bikes before saying they can insure some but not others. Of course, many other insurers also ask me to take out two policies to cover the old and new bikes but this is always higher in cost.
Insurance has always had odd practices. My house was insured with one company for 25 years and the policy doubled despite no claims in the last 30 years. Easy move to another company that seem to keep costs low.
My favourite CN though, cannot compete on any house or car insurance. One car was covered many years and then became the most expensive quote on renewal. I now use 4 different companies for my insurance needs.