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My daughter-in-law was in the process of making a turn across the median of a four-lane highway on her way to vote, in her 2014 Ford Focus, and BANG! My son was at work and incommunicado, so I got the call from the trooper, picked her up, talked to the trooper, then my son came in and I handed the situation over.
Car got hit twice, rolled (so says one witness), blew the airbag, and she ended up with bruised legs and a cut on her hand that took six stitches, and that was it - an hour in the emergency room and home to calm the shakes. No one else hurt, one other car towed.
Don't know what happened yet, but not "an accident", as we always call them. They aren't "accidents" except in the sense that we wish later we hadn't done whatever caused the crash. Her fault? Someone else's? Contributory negligence? The cops interviewed several witnesses and are sorting the stories out. She doesn't remember anything, as you sometimes don't when this happens.
BUT ... someone, maybe she, screwed up. Left the tail of the car hanging in a traffic lane, pulled out too soon, going too fast ... someone wasn't paying attention to what they were doing. Guess we'll find out soon. Meanwhile, the insurance companies for three drivers are making the wires hum .... !!