"... getting more than you're spending ..." When you're working, you have some control over both sides of that. When you retire, you've only got control over one side.

But successful people can still make that work. All a matter of attitude!

Fay and I never learned how to spend a lot of money. I still do the Fred Sanford "It's the Big One Elizabeth, I'm comin' to see you!" imitation when she suggest new carpets or paint or drapes, but we manage to make it work out.

Mainly because when she finds out I've spent something on the bikes, she is instantly authorized to spend a like amount on the house, so I have to watch myself!!

Lannis