The posties using their private cars have a boot full of mail. I think its crazy if they have no insurance cover. Just one serious collision and they are sunk. When my Nephew was stopped with the Chinese delivery in the car, the copper gave him a break and said to show the insurance Tomorrow. .1000 pounds for the cover for multidrop on top of his normal policy. This used to be a problem when i drove my car for work. I did get class 1 business use as long as i drove straight to work. I was carrying the company hand tools so just a 30 pound increase. It became business use as i was claiming 46p a mile expenses. I was allowed a single journey to 1 site and not continue to any other site.
I wonder if the police will catch up with these posties ? Nephew was just a routine stop and check in the Evening driving a 2 seater Smart car.