Restrictions are being imposed by the FCA to prevent insurers offering better premiums to new customers than for existing 'loyal' customers and those auto-renewing.
I've just had my m/home renewal invitation which has increased by £60 from last year - Up from £324 to £384. No claims or changes to details. I only managed 600 miles in the past year.
It is thought that insurers are increasing their renewal premiums now in an attempt to pre-empt the effect of the forthcoming FCA regs.
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