I also bought my first brand new car age 29. It was nice at that time and having a low pay job having lost my job due to being off so long. Hope it never happens again.
That sort of money seems hard to get from insurers now but there is a system to go back for another payout if more problems happen later. I was 1 year early for that better deal. My boy has an open claim for the future problems for his head injury. Initial payment 18,000 pounds but unlimited for future claim if he goes epileptic in later life.