it seems that you have either misunderstood peter James, or not tried them for many years.

Always been the same for me with Peter James, Mike - I don't know what it is about my particular combination of bikes & location they don't like, but they usually won't quote or will only quote on a "two policies" basis (modern + classic) & neither are competitive.

That is one of the problems with a "which insurer" thread - one size definately does not fit all.

Nigel B.