Exactly Geoff, I retired at 52 returned to work at 54 and finally went at 63. Never regretted it and now 83 and wake up in the morning and am enjoying the blue skies as Summer gets nearer and watch the abundance of Daffodils breaking out in the garden. I can do what I want, when I want and just be thankful for another day. Ain't life grand. Only one thing missing, my dear late wife which I sadly can't change, but the memories carry me on and always will.
Den