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>I'm just about on the limit to surviving on my income verses outgoings. Seems even in retirement I still need to work to keep my bikes on the road and race track.
Risking labouring a point that's been made several times already, have you considered, if you sell up and move away from London/south-east England, you should have spare cash from the sale of your London house; enough spare and you can buy a rental property in addition to the one you live in, that'll bring in an additional regular monthly income?
Regards,
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