National savings have no risk Lannis, you get all of your money back on request. Its a good place to put spare money you have no immediate use for and tax free winnings. Last Month was 600 pounds but that was relatively high for 1 month. In a building society, i might get 2.5 percent tax free and that is less than inflation so its losing. The chance of a big prize is the good part of National savings although so far. my biggest single prize has been 500. Its a fun lottery but no losing the stake money