My state pension kicks in on the 1st of April this year.

Mine starts a day earlier !

Get the full "new" state pension amount which just about maxes out the tax free income allowance at inception, so anything I take out of whatever I choose to do with my pension pot will be taxable bar the 25% "Tax free" element

Getting the State Pension will be a first - I will be the first male member of either of my parents families since the introduction of the State Pension to have lived long enough to received it ! My father, both grandfathers & maternal grandmother didn't get to the finish line in that regard - I hope to make up for what they didn't get.

Haven't decided what to do with the "pension pot" yet. Erring towards "drawdown" rather than annuities. Mrs B has a full Civil Service pension following 41 years with the DWP, so doesn't have to make such decisions.

Nigel B.