My insurance is coming due, so I decided I really ought to ask around.
In the following "company" means specialist bike broker.
2 companies can't combine my 2012 Triumph on a Classic policy.
Separate policy for my Triumph is 50% more than my current insurance.
3 companies can't do business Class 1 cover for classics.
1 company limits Triumph to 7k miles per annum.
1 company requires you to waive legally required pillion cover - insurance invalid if you have a passenger. But they get around the legal requirement by giving pillion cover (no declaration of cost) if you insist.
2 companies said multi-bike policies mean more than 1 classic, not more than 1 bike.
1 company provides breakdown/recovery only via RAC (chocolate tea pot?)
1 company says in event of crash or recovered theft claim their assessment of market value will apply, but will take into account agreed value. Extra payment required to get cover for agreed value and return of bike, less their valuation of the bike as is. But if they class it as A or B write-off, then you can't have it back & it has to be crushed (A) or sold to their breakers (B). In other words you are shafted.

Soddit & Buggrit I'm sticking with Peter James again.