I was curious about “no financials” as this has been the deal breaker for my young friends who work in the area and don’t make enough to qualify but more importantly work down there illegally for whatever income they do have.
... your dealing with a completely different set of circumstances. A normal out of country application is way different and applies to a very different grouping of folks. If your 'friends' were down here in Mexico on an expired tourist visa... this is a unique opportunity for them to regularize their unlawful situation, that's really all that's being offered.
Whether they can apply for a 'lucrativa', a work permit amendment to the temporal application needs to be explored, but I sure as hell wouldn't be mentioning that activity to the INM agent. But for sure if they were here because of a simple tourist visa expiry; the door to permanency just opened for them if they can scare up the money for the fees.
INM waiving the financials requirement kinda makes sense, the rationale probably being 'if they've managed to survive down here all this time' they must have sufficient (out of country) income... well maybe.
Mexico is a bit different than most countries. The financials bit is just a guarantee that the applicant has a source of income that is sufficient to support themselves. In other countries.. take Malaysia for example, the financials requirement for the "My Second Home' program are extremely high, as you must deposit in a bank and show proof of bankable assets of at least MYR $350,000 (approximately USD $80,000)... obviously a sum designed to attract only the more well heeled.
We should be thankful Mexico makes it relatively easy to come and live here.
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