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Re: Been using XOOM for two years now...
...an Intercam account , Wise (used to be called TransferWise) 'bill pay' at your Canadian or American bank...setting up an Intercam account is not hard. Once money is in your Intercam bank account ATM fees are free, there are no bank fees, and when you transfer money down you get the 'interbank rate with Wise, not a dicouned 'retail rate'.. the one you see on XE or Google.
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