The choice between the two depends on your specific needs and circumstances. If your venture is a business-related project, a commercial loan may be more appropriate. However, if it's for personal reasons or a small-scale project, a personal loan might be sufficient. It's essential to consult with financial professionals or advisors who can provide personalized guidance based on your situation. They can help you determine which loan type is most convenient and can increase your chances of approval. Remember to shop around and compare terms and rates from different lenders to find the best fit for your needs.