Good points on the risks and rewards. I’d also like to add that the interest rates can fluctuate based on market conditions and the demand for borrowing crypto. It’s not as stable as the interest you’d earn from a traditional bank. Another factor to consider is that some platforms might lock up your crypto for a fixed period, limiting your ability to access your funds quickly. If you're just starting out, platforms like https://obmify.com/ offer more conservative options with interest-earning accounts that are user-friendly and have decent security features.