We lease nissan micra's for 116 quid a month, give them out free to customers, who must replace the fuel they use and also sign our insurance declaration that they will be responsible for the first 250 quid of any insurance claim.
Have to say though, that this year will be the last time we use nissan, as the reliability this time has been very poor, one car has been back to dealer 5 times in 3 months for the same fault and the support from nissan and the dealer has been nil.

Hope this helps (even if it only keeps you away from nissans
Regards
Dave