i am currently insuring my private car separatly with tescos it cost me £700 a year to insure my girlfriend on my policy and if you read in archives me and my mate i share my workshop with had similer problems were his car got totaled and he got trade price only no hire car and lost his no claims i am also looking into cancelling my employers public liability insurance as im a one man band and dont employ no one but myself which saves another £300 tescos want £350 with me as named driver