We have 4 courtesy cars, 2 new corsa'a that we lease for 18 months that we lend to people who look like they look after there motors, and 2 slightly older (yaris & corsa) garage owned that we lend to people with "shed's"

We put them on our insurance, and they must sign a form to declare they accept our terms and conditions of use.

1. Insurance excess in event of any accident - £250 (under 21's - £500)
2. All fuel used must be replaced, or will be charged for on return. We don't have pumps, so we work out the mileage and charge accordingly.
3. No pets or smoking in the vehicles
4. Car cannot be taken off the mainland without our express permission (would never be given)
5.All parking fines and speeding tickets are there responsibility.
6.If they don't return the vehicle when they have been informed theres is ready, courtesy car will be charged out at £30 quid a day.
7. Vehicle must be returned in a clean and tidy condition.
8. Vehicle is provided with breakdown isurance, but they must contact us first (during working hours) before calling breakdown company as it costs £80 a callout ! (but breakdown insurance only costs £1.20 per car a year)

Think thats about it, can't imagine doin it on customers own insurance, because you could only ever do that with reasonable prior notice so that they could contact there insurance companies and arrange cover and paperwork !


Regards
Dave