Interesting that you get charged a percentage for the debit cards.

For instance, I just checked my last statement and we took £13,607.07 via debit cards last month which would cost us £17.69 via your method. Instead, we get charged 0.19p per debit transaction (64 purchases) which totalled £12.68.

The credit card charges are about right though, we pay 1.25% with Streamline http://www.streamline.com/

Russ