Hi. As it happens, I have had a visit from the cardsave rep Today. (didn't they used to sponsor or advertise on here. ??) He quoted me £23.95 per month, + 2.15 % of the transaction, + a £10.00 excess to pay, if I don't use the machine enough, Funnily I mentioned UK Autotalk and he screwed the papers up, Said that he would have to come back on monday as if I was a member of a group like this, then I would get A lot better rates and it would only be 12p per trasnsaction. ?? Sometimes they talk in P's and sometimnes percents, so it's hard to work out if you will be better or worse off, I also asked him how long the contract would be and he said that it was only 12 months. Should I go for it or not, are they as genuine as they sound. ?? Are there any questions that I should ask. ??