I had thought it would be a ZERO 0 but their tricky and sly and there will be a next time to raise stuff up on people who are in debt in all kinds of stuff they can't afford right now? Credit cards to Car Dealership's along with Banks and Loan Companys that's sold new cars and other stuff to folks on their credit app that they knew going in they couldn't afford it. ... But put em in the street anyway bummer. But the good side of that is? Its keeping the Repo Man busy