"the working class having chosen to concentrate their wealth on fewer people..."

"chosen"? Lol! They can't have families because they can't afford them. Council housing has fallen since the seventies from 30% to less than 10...Manufacturing jobs are down 600,000 in the last ten years alone: the young are either on minimum income jobs, zero hours contracts or in the gig economy.

There's no work security & no domestic housing security...a massive decline in public transport and with rising costs on everything.

Massive immigration exacerbates all these issues as above: it's not about making up for a natural shortfall because the working classes have somehow "chosen" to have fewer children.