You mean Simon Stevens, Dan, ex United Health US of A where your chances are poor unless you have medical insurance and able to produce the certificate? etc.
'A new study from academic researchers found that 66.5 % of all bankruptcies were tied to medical issues —either because of high costs for care or time out of work. An estimated 530,000 families turn to bankruptcy each year because of medical issues and bills, the research found. 11 Feb 2019 This is the real reason most Americans file for bankruptcy
I fear for our country. My stepson's wife in South Africa needed surgery and chemotherapy treatment for bowel cancer. The surgeon was British incidentally. The bills came to +£40k and the insurance didn't cover it. I helped out.