I lived in Oregon and agree with Vic on the beauty of the coast. Oregon state taxes are among the highest in the nation. The coast also has a bit of a rainy season if you are not into the rain. But in the summer there's no better place to be than the Oregon coast.
I just jumped over to realtor.com. Lots are dirt cheap in Fairmont. Looks like there were a few homes on the lake reasonably priced. You can buy older homes for under 200K. New homes can run $450-600K. Minnesota has reasonably high taxes.
If memory serves I believe there are 5 lakes in the city limits. We lived in a housing development called Stella's Addition.
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