Hi James,

>>>You hope he watched it - he was on it.<<<

I know he was in it, I watched it! But did he see the whole report? Some of the things being said in that report suggest we are ALL cowboys and rip off merchants just because we are not signed up to this code.

I am wondering whether this year or sometime in the near future I should subscribe to this, or ATA or whatever next? But that reports is just a joke.

GET RID OF THE COWBOYS but don't punish the whole industry and how about some consumer education!!

Mike